Quick Information about the WEP and GPO
Current retirees affected now:
Current employees who will be affected by the offsets when they retire (as of 2018):
Retirees can be affected by both penalties.
- 3% of all Social Security beneficiaries are affected
- 1,948,427 retirees affected now
- Among them 56% are men
- The WEP causes a larger reduction for low-income recipients
- Penalty is decreased for people with “(Substantial) SS Covered Earnings”. 2021 Substantial Earnings is $26,550.
- 1% of all Social Security beneficiaries are affected
- 723,970 retirees were affected (Dec. 2021).
- 83% are Women
- 71% of those affected lose ALL their Social Security benefits
- 53% have their spousal benefits affected
- 47% have their Widow’s or Widower’s benefits affected
- The GPO causes a higher percentage cut for lower-income retirees
The required Social Security Administration form to warn employees about the GPO/WEP
This is the form that public employers who do not participate in the FICA (Social Security) tax system have been required to have new employees sign since January 1, 2005.
Links to Other Information Centers
- Social Security Online information on the WEP and the GPO (SSA)
- The financial condition of Social Security (SSA)
- California Retired Teachers Assn. on GPO and WEP (CalRTA)
Frequently Asked Questions
Read answers to the frequently asked GPO and WEP questions.
This strong 2022 statement from the National Committee for Preservation of Social Security and Medicare shows why these offsets should be repealed.